I had the virus in Dec/Jan, but then an update took it away so it seems that my phone has been virus free for the past few months. Several times UMX cleared the viruses off the phones with an update, but after a few months a new virus appeared. If you disable, you will lose functionality of that part of the system which may or may not be an issue. The UMX phones from Assurance (mine too) have had viruses on and off for the past couple years that are usually factory installed in system apps that can be disabled but not removed.
I'm ok when it comes to phones but need someone to help walk me through. I've also noticed that I'm getting new pages in new tabs that are ads for games. I change it constantly, it always goes right back. G21 news is constantly popping up as my homepage. I have an assurance wireless umx, model U693CL.